Hurricane season is here. So, it is very important to know what to do with floods after a hurricane.
Do not drive into flood water that’s moving or more than 4 inches deep.
Wear knee-high rubber boots. They will protect against electric shocks.
Avoid standing water, as it could be electrically charged from underground or by downed power lines, warns Edison Electric Institute, which provides a wide array of online links to help people cope with power problems.
Try not to let your face or hands touch the contaminated water flowing throughout the city. Exposure for six hours or more could lead to infection.
Attempt to keep your cell phone charged, and use it sparingly or only for emergencies.
Contact your property insurer when it sets up a mobile office in your area. Filing a claim early will probably result in an earlier resolution.
Don’t buy replacement furniture until your home is totally repaired. Bear in mind that it could take longer than you think.
Beware of mold and mildew, yourin a warm, humid climate. And the delay in returning home will give it a head start, with walls having to be torn out. “You can’t go in there and dry it out in a day,” said Kevin Erwin of Island Improvements, a New Jersey restoration specialist who helped in the rebuilding process after Superstorm Sandy in 2012. The longer the mold grows, the higher up the flooded-out walls and insulation inside them will have to be removed.
Notify your mortgage lender immediately, said Greg McBride, a Bankrate.com financial analyst. “Late fees are typically waived and, in extreme cases, monthly payments may be deferred.”
Have cash on hand, particularly to cope with. Look for your bank to set up a mobile branch in your area, McBride said.
If after a hurricane in South Florida you are facing floods call Flood Help, Inc. We clean up the mess and bill the insurance company.